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  • Research and Reality – A Literature Review on Drawing Down Retirement Financial Savings
    advantages that we discuss throughout this paper). The primary drawback of lump sum distributions is the risk ... retirement brings – including inflation, health care costs, home care expenses, investment risk, maintaining lifestyle ...

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    • Authors: Robert Brown, Bruce Jones, Mary Hardy, Bonnie-Jeanne MacDonald, TODD RICHARD MORRISON
    • Date: Jun 2011
    • Competency: External Forces & Industry Knowledge
    • Topics: Pensions & Retirement
  • Report on Mortality Improvement Scales for Canadian Insured Lives
    2001 – 2002), which is probably too short for a direct statistical projection, no matter which model is ... age-specific mortality trends, which is in fact the primary problem of some other older approaches of mortality ...

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    • Authors: Ken Seng Tan, Mary Hardy, Siu-Hang Li
    • Date: May 2007
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Topics: Demography>Mortality - Demography; Experience Studies & Data>Mortality
  • Report of the Society of Actuaries Accreditation Implementation Task Force
    Motivation for an Accreditation System The primary motivation for a system of accrediting academic ... Motivation for an Accreditation System The primary motivation for a system of accrediting academic ...

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    • Authors: Application Administrator, Catherine C Wallach, Bryan V Hearsey, Curtis E Huntington, Stuart Klugman, Warren Luckner, Cynthia Miller, Wolfe Snow, Jeyaraj Vadiveloo, James W Daniel, Michel Jacques, Mary Hardy
    • Date: Oct 2005
    • Competency: External Forces & Industry Knowledge
    • Topics: Actuarial Profession>Academic partnerships
  • Regulatory Capital Standards for Property and Casualty Insurers under the U.S., Canadian and Proposed Solvency II Standard Formulas
    portfolio that is backing the liabilities. It is a primary goal of this paper to demonstrate fundamental weaknesses ... or market-consistent based balance sheet as the primary tool in the solvency assessment of a P&C in- surance ...

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    • Authors: Mary Hardy, Ishmael Sharara, David Morris Saunders
    • Date: Feb 2010
    • Competency: External Forces & Industry Knowledge
    • Topics: Financial Reporting & Accounting; Public Policy
  • Variable Payout Annuities
    the retiree incurs every year (housing and medical care, for example). This utility function is similar ... might not be enough money to pay for adequate health care. • There might not be enough money to pay for a ...

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    • Authors: Phelim Boyle, Mary Hardy, Anne MacKay, David Morris Saunders
    • Date: Dec 2015
    • Competency: External Forces & Industry Knowledge
    • Topics: Pensions & Retirement>Plan design